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Products
Westfield Bank offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 


Fixed Mortgage Loans

Available in 10, 15, 20 or 30 year terms. 

 

JUMBO Fixed Mortgage Loans

Available in 30 year terms. 

 

Adjustable Rate Mortgages

Based on 30 year term and either 0 or 1 point

1 yr ARM 2/6 caps             3/1 ARM 2/6 caps  

5/1 ARM 2/6 caps             7/1 ARM 2/6 caps

 

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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $424,100 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $333,700 with closing costs of $6,674. Jumbo Loans (whose maximum loan amount exceed $424,100 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.